Accounts Overview
Find the right account for your financial goals — from everyday checking to high-yield savings and business solutions.
Choose the Account That Fits You
Whitestone Trust Credit Union offers a comprehensive range of accounts designed for individuals, families, and businesses.
Current Account
Everyday banking made simple
- Unlimited day-to-day transactions
- Free debit card included
- Online and mobile banking access
- No monthly maintenance fee with minimum balance
Savings Account
Grow your money with confidence
- Competitive interest rates
- Automated savings plans available
- No hidden charges
- Linked to your current account
Fixed Deposit
Lock in higher returns
- Fixed high-interest rates for terms of 1 to 60 months
- Guaranteed returns with zero risk
- Flexible interest payout options
- Auto-renewal available
Business Account
Built for your enterprise
- Multi-user access with role-based permissions
- Business transfers and bulk payments
- Dedicated relationship manager
- Integration with accounting software
Investment Account
Put your money to work
- Access to managed portfolios and funds
- Expert investment advisory services
- Real-time portfolio tracking
- Diversified asset allocation
Non-Resident Account
Bank from anywhere in the world
- Multi-currency wallet support (USD, EUR, GBP)
- Remote account opening available
- International wire transfers at competitive rates
- 24/7 global customer support
Cooperate Business
Financial solutions for cooperatives
- Tailored cooperative banking packages
- Group savings and loan facilities
- Member contribution management tools
- Dedicated cooperative support team
Private Banking
Exclusive wealth management
- Personal wealth advisor assigned to you
- Preferential interest rates and pricing
- Bespoke investment strategies
- Concierge banking services
Not Sure Which Account Is Right?
Our side-by-side comparison helps you evaluate features, fees, and benefits across all our account types so you can make an informed decision.
| Feature | Current | Savings | Fixed Deposit | Business |
|---|---|---|---|---|
| Monthly Fee | $0 with min. balance | $0 | $0 | $12.00 |
| Minimum Balance | $500 | $100 | $1,000 | $2,500 |
| Interest Earning | ||||
| Debit Card | ||||
| Online Banking | ||||
| Mobile Access | ||||
| Transfers Included | Unlimited | 5 free/month | N/A | 50 free/month |
| Best For | Daily spending | Building savings | Long-term growth | Business operations |
Why Bank With Whitestone Trust Credit Union
Every account comes with a range of benefits designed to put you in control of your finances.
Bank-Grade Security
Multi-factor authentication, KYC verification, and real-time fraud monitoring protect every account and every transaction, 24 hours a day.
Digital Banking Access
Manage all your accounts from any device. Check balances, transfer funds, pay bills, and deposit checks — all through our secure online platform.
Dedicated Support
Our customer service team is available 24/7 via phone, email, and live chat. Plus, every business account holder gets a dedicated relationship manager.
Multi-Currency Support
Hold and manage funds in USD, EUR, GBP, and more. Send and receive international transfers with competitive exchange rates.
Transparent Pricing
No hidden fees. Every charge is clearly disclosed upfront. View our full fee schedule online at any time.
Fast Account Opening
Open most personal accounts online in under 10 minutes. Business accounts typically approved within 2 business days after document submission.
Ready to Open Your Account?
Choose from our range of accounts and start banking with confidence. The entire process takes just a few minutes online.